Theft damage claims
Got Damage?
Send us a message and find out what it’s worth!
Starting a New Claim?
Understand the “claims process” at Indemnify. We will assist you throughout until you receive the correct cash settlement.
Denied a Claim?
If the claim was previously denied, revisiting the case and proposing a re-evaluation of the insurance provisions and terms is not an issue.
Too Low of an offer?
Indemnify will request a reappraisal of the claim if the insurance company has made a lower initial offer than anticipated.
Theft and it’s lasting effects
Is Theft Covered by my home insurance?
Loss brought on by theft is typically covered by your homeowners insurance under the personal property protection clause. Adding property coverage to a policy is common. Reviewing your policy is necessary to understand the personal property limits, which are expressed as a percentage of your dwelling coverage, and figure out how much compensation you will get. You might be able to recoup your actual losses by setting reasonable limits. Your homeowners insurance does not cover your vehicles, and the policy does not provide coverage in the event of a car theft.
What to do after the burglary?
Something you owned was stolen after your home was broken into. As a result, staying at home, changing your locks, or even investing in home security may make you feel violated and uneasy. It’s crucial to: to lessen the damage a burglary causes.
- Leave the property and file a police report, immediately.
- Do not touch anything on the property.
- List the stolen goods and the damage: Keep a record of the state of the vandalized area, the extent of the damage, and the items that have been stolen.
- Call Indemnify Public Adjusters: Indemnify will take photos and organize all the paperwork between the police, yourself and your insurance company. To restore it to its original condition, all items that have been damaged must be replaced.
The insurance plan will cover the owner’s loss of rental revenue while the claim is being processed and the property is being repaired when a rental property is involved.
You must first get in touch with the Indemnify personnel in order for them to come to the scene and accurately assess the damage.
In a theft case, having the model numbers and receipts for each sort of electronic device, as well as any pictures that would have shown the home or property before and after, is very helpful.
The following details can be needed by the insurance provider to verify the value of the items taken from your home:
- Bank statements
- Credit card statements
- Photographs
- Receipts
- Serial Numbers
- Warranties
Your Insurance Claims Experts in Theft
Other firms frequently seek to increase the number of claims they submit, deciding on what they believe is adequate. We assess each claim on a case-by-case basis at Indemnify to find the best strategy and approach for the claim. With every claim, our goal is to ensure that the insurance company fulfills its commitments to the policyholder, indemnifying them correctly and entirely for their loss. Our top-notch public insurance adjusters are committed to ensuring that you get the help you need following a theft.
