water damage claims
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Starting a New Claim?
Understand the “claims process” at Indemnify. We will assist you throughout until you receive the correct cash settlement.
Denied a Claim?
If the claim was previously denied, revisiting the case and proposing a re-evaluation of the insurance provisions and terms is not an issue.
Too Low of an offer?
Indemnify will request a reappraisal of the claim if the insurance company has made a lower initial offer than anticipated.
Water Damage Claims
Any sort of water that pervades and wets any portion of a home, business or common space of an apartment complex is considered a water damage loss. An insurance policy will cover it whether it comes via the roof, a supply line or a sewage pipe.
These events are regarded as a danger and “an act of God” since they are not the fault of anybody. As a consequence, an insured’s insurance premiums will not increase as a result of the claim.
The most essential thing to remember is that “you must cut off or cap the leaking pipe as soon as you discover a leak until you can contact a family member or plumber to complete a fix”.
Remember the date of the loss, save any replacement components, and have your plumber or handyman create a brief report documenting the damage.
It is our responsibility to represent your interests to the insurance carrier representative who will visit you. We’ll present all of your paperwork and be available to answer any queries. Our duty is to act as your legal champion and ensure that the claim procedure is as painless and straightforward as possible. You are secure in our hands, and we will keep you informed at all times.
How to check for water damage
Water damage must be addressed as soon as possible. The longer a damaged or leaking pipe or a roof leak is ignored, the more water damage it will cause.
A pipe leak under the sink, behind a wall or in the basement bathroom can result in costly corrosion, mildew, and decay. If you don’t remove wet carpets or take care of the situation right once, mold will rapidly become a problem. Moisture must first be fully removed from the afflicted region. Dehumidification equipment can help with this. You’ll also need to deal with the stench and dry out the construction components, such as:
- Upholstery
- Carpet
- Flooring
- Wall
What is the source of your water damage?
There isn’t much that can be done to safeguard a property from water damage, unfortunately. When water damage happens, it is critical to file an insurance claim as soon as possible, since it can lead to mold and rust if not addressed promptly. Water damage is one of the most prevalent problems that homeowners face. A roof leak is one of the most prevalent forms of water damage insurance claims. Check your roof for mold, moss, and decay at least twice a year. Also, keep an eye out for discoloration on the interior of your home’s ceiling.
The 5 major Don’ts for when you find water damage
- Do not use a vacuum to remove extra water.
- If your ceiling has water damage, do not use ceiling fans.
- Wait until an expert has inspected the damage before repairing anything.
- Call water damage restoration experts as soon as possible.
- Do not keep wet goods, such as rugs, in their original locations.
What is the best way to deal with mold and mildew in my home?
Mildew and mold can appear 24 to 48 hours after water contact. You’ll smell a “musty earth” scent even if you can’t see mildew or mold. Respiratory issues such as asthma, nasal congestion, and hacking coughs are common difficulties that you and your family will face once mold has had time to grow. Irritation of the eyes, such as burning, watering or redness, can develop. Mold exposure can cause sneezing fits, bloody noses, skin irritation such as hives or rashes, and aches and pains. Mold has a negative impact on the neurological system, producing headaches, memory loss, and mood swings.To begin, make sure you don’t get any mildew or mold. By opening windows and keeping rooms dry, you may prevent moist areas from remaining damp. Keep the bathroom adequately aired, and use ceiling fans in areas without windows to improve air circulation. Allow no rain to enter from the outside. Always make sure there’s no chance of moisture leaking into your home if it rains outside. Maintain a clean, dry, and disinfected environment in your house.
Leaking pipes lead to mold that is hard to detect
If you do notice a pipe leak, presume mildew is in its early stages if you can’t see or smell it. As a result, you’ll want to make sure you take the necessary measures and obtain the items you’ll need to stay safe, such as:
- Gloves
- Mask
- Goggles
- Disinfectants
Our best recommendation is to contact a professional if you find mold in your home. It’s dangerous to try to get rid of mold since you can’t always see it, and breathing it is quite dangerous. Mold can also grow in places that are difficult to reach with ordinary tools. Allow Indemnify to assist you in filing a claim with your insurance carrier. We’ll see to it that the money you spent on repairs is repaid.
Statistics
- 93 percent of water damage might have been avoided.
- The percentage of homeowners who have had water damage is 40%.
- Water is the 2nd most frequently filed homeowners claim due to its immediate and future impact on a property
- Water is the third most common source of homeowner loss due to current and future losses.
- A pipe break of 1/8 inch may leak 250 gallons per day.
Florida, texas & Louisiana water damage claims
It’s essential to act promptly if your property has suffered water damage. We have a team of experienced public adjusters that can file a claim and represent you with your insurance provider. We don’t get paid until you pay us. In fact, we’re here to help even if your home has been flooded. If you have a plumbing issue, such as a leaky pipe, we’d be happy to help. Allow Indemnify to offer you with the financial support you need as a result of your property’s water damage.
If you’d like to start your claim today, simply fill out the form and our insurance claims experts will reach out to you as promptly as possible.
Florida, Texas & Louisiana Indemnify Locations
Dealing with an insurance company can be time-consuming. Because insurance companies are cautious about disbursing funds, the procedure can be lengthy and exhausting. When you hire us as your public adjuster, you will no longer have to deal with the headache of contacting and attempting to collect your payment.
It is important for home and business owners throughout Florida, Texas, and Louisiana to reach out to a professional if they discover any signs of water damage. The team of experienced professionals at Indemnify is proud to provide free inspections to help property owners identify water damage.
